Its services and products range investing so we don't run out of money before we run out of time to counseling on when to stop working. Regarding the latter, there is a major article titled "The Case for Quitting Your Job" by Anne Tergesen in The Wall Street Journal (sub. req.)
However, what the supposed experts are missing on the issue of When is that the decision is not irreversible. Members of the Silent Generation and Baby Boomers keep slipping back into the workforce or opening businesses. They had retired.
The reality about aging is that it isn't a static situation. We continue to change. It's funny. At groups for those in transition, I usually run into more people my age than Generation Xers or Millennials.
Because we change, we may hit upon fresh goals. Among them could be to work in an industry we hadn't had such as fast food or tutoring. Or it could be to try to operate a business and we buy a pretzel franchise.
A 69-year-old woman who moved to the Southwest from the East Coast retired twice. Currently she is planning a digital business with a relative. Now that I can afford to retire I have decided not to. I read the articles and books on late bloomers. I want the opportunity to give myself time to do just that.
Retirement Inc. is, like all businesses, out to tell us we need it. Maybe we just need to trust our intincts again, the way we did when we didn't return home after college. That positioned us to be the generation who changed the culture.