Over-50

Want to Move Up Retirement Date?

"Stocks and commodities are on the verge of rallying to highs that have eluded them during recent upswings, a breakthrough … likely [to] fuel further gains." Amrith Ramkumar, "Market Rebound Reaches Crossroads After Latest Rally," The Wall Street Journal, March 17, 2019. Here is the article. 

It's been up up up for the numbers in our portfolios. The cynics about the Trump Economy never anticipated that.

And, what can happen - en masse - is FIRE (financial independence, retire early).

The "early" part of FIRE is relative. For some it could be 37 years old. For others, age 58. And for those who managed to hold onto work, no matter what, it could be mid or even late 70s. After all, novelist Philip Roth didn't hang it up until he was 80. 

That movement out of the labor force would open up plenty of slots for ambitious millennials and iGens. Essentially those over-50 have been clogging the pipes of upward mobility. As millennials and iGens move on up and earn more they will be purchasing those big-ticket items such as houses and lux cars. What a nice tailwind for the economy.

Instead of nosediving into a recession here in the U.S. there could be the making of the next phase of the recovery. 

Need affordable help strategically planning and putting together content? That ranges from blog posts and e-books to planning/scripting podcasts and creating traditional speeches. Complimentary consultation on how to generate influence and sell without paying high rates, janegenova374@gmail.com. 

Career Path as a Psychic - Age Can Be a Plus

At psychic boutique in Salem, Massachusetts - Angelica of the Angels rebranded as Salem Love Angels - Barbara Szarfranski bills at $40 for 15 minutes or $70 for 30. Her assistants bill at $30 for 15 minutes.

In the field of clairvoyance, age, rather than a liability, can be a plus. Szarfranski becomes more prominent in her niche of clairvoyance with age. My own former psychic - the late Mary Ann Kremer, based in the Jersey Shore - was in high demand until her death at 82.

Another plus embedded in parapsychology as a career path is that no special education is required. That means there is accessible a well-paying mode of making a living without college.

Also, there is broad flexibility in the tools psychics use. Those available through website Psychic Interactive rely on all kinds. Andre picks up on voice. Saint James switches between tarot and intuition. 

The Daily Mail reports that revenues in the field of parapsychology have grown 52% since 2005. Last year they reached $2.2 billion.

Backing off from formal traditional religions, Americans are more open to embracing other forms of inspiration, guidance, and being transported into another dimension.

Some psychics are born into the trade. Their grandmothers "gave readings" in the villages of Poland. One day they realized they also had the gift. That freed them from the confines of that town. As with musicians, chefs, or those who teach English as a second language, they could make a living traveling the world.

Some recognize a bit of ability, then hone their skills. Actually, top psychics such as Laurie Cabot, also from New England roots, believe that gift is available to everyone, especially women. Cabot had published the book "The Witch in Every Woman." 

How to develop the gift?

There are diverse kinds of workshops to enhance powers of concentration so that there can be a reaching beyond the normal. Some are offered at the Montclair, New Jersey Psychic School. I attended those at the Church of Tamara in Tucson, Arizona. In fact, at one of them in AZ, faith healers banished my joint pain.

However, simple training in meditation can do the trick. Buddhist monk Jack Kornfield offers that in the U.S.

More convenient is clicking online to take in the n0-cost YouTube teaching of masters such as Pema Chodron. By listening we can be lifted from the boundaries of conventional mindsets - and intuit what's blocking those of others. 

So, when ready, how to start out giving readings for revenue?

The easiest way is to hang out a shingle. There are literally plenty of those up and down the Jersey Shore. The field has no barriers to entry. And, it is unregulated. Most psychics post a disclaimer that the service is for entertainment only. It's good business to create a website and promote yourself via social media and in-person word of mouth.

Another route is to audition for an established psychic service. Just key in online "Psychic Services - employment." Up will pop "MeetYourPsychic" and "PsychicOz."

The trick, as in most lines of work, is to catapult into the big time. You want to be hired by one of the top shops which pay well and at which you will be sought after for your guidance. When your abilities are awesome, then you can apply. Or, if you play your cards right, so to speak, you can become a top shop.

Twice I have offered freelance assignments as a paid psychic. However, my own current clairvoyant recommended that I first immerse myself more comprehensively in a paranormal environment. In August I will be relocating to the southern tip of AZ, near the border of Mexico. There I hope to complete the next phase of my training.

That began in the mid 1990s with workshops throughout New England. I have a hunch what is blocking me is over-education.

This blog will continue with the series of career paths not requiring college.

Need affordable help strategically planning and putting together content? That ranges from blog posts and e-books to planning/scripting podcasts and creating traditional speeches. Complimentary consultation on how to generate influence and sell without paying high rates, janegenova374@gmail.com. 

Starting out on FIRE (Financial Independence, Retire Early), No Matter Our Age, Or External Circumstances

In 2003, as I chronicle in this e-book, I was lugging around 6-figure debt.

My industry had collapsed. So, obviously, I had to do a career change.

I was over-50 and feared age bias.

Meanwhile, genius cognitive therapist Amy Karnilowitz, LMFT, based in West Hartford, Connecticut, mandated I get a survival job, any job. That's where humor kicked in. Five-foot me somehow wound up doing security in inner city retail. 

For about 6 months now, I have been doing a FIRE (financial independence, [semi] retirement). That is, my customized version of it. I continue to work about 45 hours a week. But it's totally on my terms. I only agree to accept work I decide is stimulating, with clients who are simpatico, and where the fee structure is fair. 

How did I go from being a pawn in the system of capitalism to one of its masters? Here is how I interpret the key steps in the journey:

Took a vow of poverty - now called "radical saving" - and stuck with it. Even for professional attire, I shop (carefully) at Goodwill and higher end consignment stores. Although I can afford to buy a house again I don't take on the financial uncertainty associated with the American Dream.

Picked up fast that I had aged out of doing business in New York Metro area. Actually, it took 3 trips into Manhattan from CT to pitch for accounts for my two startups to get it: The "they" perceived me as old. Therefore, paying that high rent wasn't paying off. I retrofitted my businesses to being totally telecommuting and relocated to the lower cost of living Arizona. 

Picked up even faster on what else was changing. Where I residing in AZ was becoming gentrified by those relocating from California. Of course, the cost of living was no longer low. I researched other locations and, again, moved.

Another shift I sensed and acted on was that I had to purge my network of people who were not good fits - probably never had been. Here is how that process played out. And, here is my more recent insight on the need for an ongoing Network Cleanse. 

Invested. That was scary. There are no sure things. Those safe investments might not track with inflation. The ones in equities could be total losses. But, now I have enough of a locked-in reserve not to have to worry. 

Navigated emotional lows in cost-efficient ways. It doesn't take a trip back to Manhattan to shake off whatever. I can't explain the dynamics but a day trip to a large lake in the worst of winter can unleash the same mood-lifting magic.

Learned extreme self-forgiveness. Damn it, I got played two weeks ago by a brandname in my industry. I invested lots of work at the front end. The expectation was getting a piece of action in a big project. Humans plan, the gods laugh. Had I not been able to forgive my gullibility, I wouldn't have been able to reach out for help. The best advice I received was: Pray he gets what he deserves. I pray that every day. 

What specific advice would I give to other over-50 who feel they will never be able to row to the Promised Land of being whole again, emotionally and financially? 

Answer: Take that leap into self-love. It's never too late. And, all too often, it takes the worst of times to see and accept the best in ourselves.

Need affordable help strategically planning and putting together content? That ranges from blog posts and e-books to planning/scripting podcasts and creating traditional speeches. Complimentary consultation on how to generate influence and sell without paying high rates, janegenova374@gmail.com. 

Nice - That Puts You on the Defense

Creative genius, yes.

Unique sense of style.

The right timing, of course.

But, the edge Karl Lagerfeld created for himself was what the Daily Mail refers to as his "acid tongue." An example: He referred to singer Adele as "fat."

That's a tactical device Lagerfeld, who died at age 85, had in common with lawyers, of course.

The most successful lawyers understand how to choose just the right phrase to disarm with bluntness - and get away with it, in the courts of law and public opinion and at the negotiating table. The game doesn't happen on the playing field of nice.

In the classic television series "Law & Order" prosecutor Jack McCoy used searing plain-speak. In "Boston Legal," Danny Crane was able to stop short, in rhetorical courtroom theatrics, of being hauled in for contempt of court. And, Judge Judy regularly delivers tongue-lashings. 

In addition, businesspeople who get to the top, mostly by starting their own firms, also leverage what could be called "Heavy Blunt." Amazon head Jeff Bezos is said to use the phrase, "What do you think, I took a stupid pill?" when subordinates give the wrong answer. Apple's Steve Jobs was a verbal trickmeister. 

Those realities are now everywhere.  The Great Recession changed the language of business.  Social media accelerated the shift. Polite is interpreted as insecurity. That invites the sharks in.

Yet, there are those who have made old-line "civility" as their signature. Among them is public affairs player Bob Dilenschneider. Here is his manifesto. Dilenschneider also co-sponsored a series on civility in Stamford, Connecticut. 

In an economy continually disrupted by globalization and digital technology there is no patience with anything but straight-talk. If it violates the 20th-century laws of civil discourse, all the better. How many of us chose to conduct business with vendor X versus vendor Y because he or she seemed "straight" with us? 

Blunt is the power tool of the second decade of the 21st century.

Sure, it can be misused. Some contend that the current U.S. president Donald Trump leverages that power in an abusive way.

Need affordable help strategically planning and putting together content? That ranges from blog posts and e-books to planning/scripting podcasts and creating traditional speeches. Complimentary consultation on how to generate influence and sell without paying high rates, janegenova374 @gmail.com. 

We Got Over Being Perfect, At Least for a While

Extreme negative reaction to mistakes

Harsh self-criticism

Nagging self doubt

An increasing inability to focus conscientiously on tasks (hell, you figure, how can I manage to do well, given that I am already such a screwup).

And, an emotional unraveling at a relatively young age. 

Those traits, found researchers Simon Sherry and Martin Smith, characterize perfectionism.

That syndrome has become an epidemic in western society among millennials. Here is a description of their meta analysis. 

It was also that maladaptive perfectionism which Joanna Litt contends drove her husband to suicide. He had been Gabe MacConaill, a partner in BigLaw. Here is Litt's open letter published in Law.com. 

Among the factors causing the epidemic, Sherry and Smith state, are:

Dog-eat-dog work world. It's all too easy to take success much too seriously. However, given that so many industries have become a zero-sum game, it seems the only shot at success is to be totally focused on doing everything just right. 

Harsh, over-controlling parents. They aren't new per se.

When I was the kid from the hood in an accelerated program in high school, I first ran into the 60s' version of helicopter parents. They harped on my female classmates about their weight and the male ones about earning a letter in sports to get into an Ivy. When they noticed me at an academic awards function they told me to bleach the dark hair on my arms. 

What is new is that parents feel compelled by social media to feature perfect offspring on Facebook. Their Offspring R Them. 

Media, both third party and social, had created unattainable standards for everything from appearance to achievements. Some of my colleagues in public relations contend that The Media is the most powerful force in current times. The force has more influence than governments, businesses, and even political leaders. 

Way back when, youth usually had been preoccupied with one person whose abilities and accomplishments made them feel less-than. That was captured in the best-selling novel at that time -  John Knowles' "A Separate Peace."

By the end of college, most could shake off that obsession with The Other by simply gliding into one or more of the standard rites of passage:

• The female gets married
• The male gets the first real job
• The female gets a traditional job such as teaching
• Both sexes go to professional or graduate school.

The transitions were such an ordeal that there was no energy left for peeking outside their own box to wonder how it would be playing in someone else's box.

Right now, the only box which matters is the media one. 

In his book "Excellent Sheep," William Deresiweicz describes that generation as one which fears making a mistake and has difficulty bouncing back from failure, no matter how trivial. An adjunct professor of communications at several New York City universities tells us that his students all want "A" grades. That's even though they have been told that the "C" students become the bosses of the "A" and that many of us older generations regret single-mindedly pursuing top grades. 

The solution? Perhaps there needs to be several pilot programs about establishing whatevers, ranging from schools to video games, which deliver the Beatles' Message: Let It Be. Then measure the mental health and accomplishments of those groups compared to the mainstream population of their peers.

The reality is that the present perfectionism bites all generation in the butt. It wasn't until I decided on semi-retirement that my enterprises had a roaring comeback. I define "semi-retirement" as restricting my business to only the assignments I wanted to accept, with clients who treated with respect, and at the fee which I perceived as fair. 

An anti-perfectionist app might deliver self-talk that we have a perfect right to choose who we are, what we do to earn a buck (drop careerism), and how we look (which will never be perfect).

Need affordable help strategically planning and putting together content? That ranges from blog posts and e-books to planning/scripting podcasts and creating traditional speeches. Complimentary consultation on how to generate influence and sell without paying high rates, janegenova374 Need @gmail.com. 

Power - Remembering When It First Came Out of the Closet

The next target of the #MeToo Movement could be all industries in which the power remains in the hands of males.

At the top of the list could be how the business of practicing law is conducted in the law firm.

CBS MoneyWatch reports the results of a survey by ZipRecruiter. Of the females interviewed in law, 59% indicated they experienced sexual harassment.

They refrained from reporting it because of fear of retaliation as well as the assumption that nothing would be done about that. 

It seems odd that those in law firms would allegedly engage in sexual misconduct. After all, they are lawyers. They understand the possible legal consequences.

However, the reality is that power often makes the miscreants (and sometimes they are female) assume they:

• Have a right to forbidden fruit
• Will get away with it.

There is not enough research on power as a source of delusion in the workplace. That is despite the proliferation of social media and anonymous employee sites such as Glassdoor. 

This problem extends way beyond sexual misconduct.

It could be the platform for allegedly inflicting all kinds of mind games on employees, interns, and consultants.

That allegedly took place, Glassdoor presents, at the high-profile public affairs firm The Dilenschneider Group.

Here are the employee reviews on Glassdoor of The Dilenschneider Group. All give the firm a rating of "1" out of a possible "5." That means the overall rating is "1."

In contrast, public affairs firm kglobal has an overall rating of "4/3" out of "5" on Glassdoor. Here are the Glassdoor reviews.

The irony - or maybe it isn't ironic - is that the founder of The Dilenschneider Group - Bob Dilenschneider - had been an early adopter of tutoring executives about power. His book, published way back in 1990 - was "Power and Influence."

In a sense, Dilenschneider brought power out of the closet. Before that, we in executive communications focused our ghostwriting and scripting on the subject of "leadership" - effective and ineffective. The term "power" had been taboo.

No longer. Once the door was opened on discussing power, books on its how became best-sellers.

On the dark side had been Gabriel Sherman's biography of Roger Ailes - "The Loudest Voice in the Room." In the realm of "educational" has been Walter Isaacson's "Steve Jobs."

Now, thanks to #MeToo and niche law specialties such as Sanford's employment-law practices, we could be entering a new era on looking at power. Those who abuse it in any way could be positioned and packaged as entities to be purged from organizations. That would be no matter their talent or the results generated.

Takeaway: Males and females who play fast and loose with power should get it that their behavior will be observed, assessed, and, if proved to be even inappropriate, will be punished. What is treated as "inappropriate" could include the alleged yelling by partners at law firms. 

Just as there had been Nader Raiders for consumer fraud, there could be Power Outers for zeroing in on possible abuse.

Get amazing results through out of box communications strategies/content. Complimentary consultation jane

Middle-Aged David Rossi Still Can't Get His Confidence Back - "Criminal Minds"

Haunted.

That was both the plot line and the meme of "Criminal Minds" last night.

The serial killer was consumed with the need to cleanse houses in which there had been violence of their "poison." She did that by killing the poison carriers - that is, the current inhabitants. It is always extra interesting when there is a female serial killer.

The setting was a good fit for that: rural Maine, filled with big old houses.

The theme was how human beings get stuck, haunted by an earlier trauma.

For that the spotlight again was focused on BAU icon David Rossi. He can't let go of the fact that grifter Everett Lynch got away. Because he's preoccupied with that, Emily Prentiss comes down on him hard. Meanwhile, other members of that elite FBI team debate if there is such as thing as the paranormal. 

Will Rossi allow this work situation interfere with his so-far successful relationship with Krystall?

Unlike his previous romantic relationships he had let her into his thoughts and heart. It was to her that he opened himself up about his self doubt after not catching Lynch. They are due to be married soon. Will that actually happen?

It's jarring to witness how Rossi can come apart emotionally. If he does nail Lynch that won't necessarily solve the problem of losing his confidence. 

Meanwhile, it's equally jarring to have Prentiss become so tough. Will she continue being a hard-ass?

Here is a summary of last night's episode.

Get amazing results through out of box communications strategies/content. Complimentary consultation janegenova374@gmail.com. I help, not sell.

On My Way to Semi-Retirement: A Roaring Comeback

Maybe it's analogous to the woman who can't conceive, makes the decision to adopt, then the miracle: She becomes pregnant.

About six months ago, I made the decision to semi-retire.

By "semi-retire," as I explained to my executive coach, I meant not being so intense about work. Instead of being MY TOTAL IDENTITY, marketing our communication and coaching business and rendering the service would be just a part. That meant making social plans and sticking with them even if I turned down an emergency assignment.

And that's exactly what I have been doing. You bet, I am more relaxed about work.

I guess I shouldn't be surprised. That reduced anxiety has not only attracted plum assignments. Those clients are treating me quite well - just like pre-financial-crash times. Several articles for my own byline have been published. LinkedIn selected two of my posts to be Editors' Choices. And traffic on my three syndicated blogs has exceeded what it had been when I was an early adopter of that new medium.

Of course, a roaring comeback changes a lot. To accommodate the steady flow of good assignments it's smart to hunker down and settle in where I am living now. Although the people are nice, there isn't a lot to do - unless I drive the 90 minutes to Pittsburgh or Cleveland. Bu, with so much work, who needs a lot to do?

Also, there is the additional money. Yes, I can splurge on a trip to my former home state Connecticut. That's about a 10 hour drive each way. Tolls. Meals out for both the dog and myself. Motels. But, as the mascot for Baby Boomers Alfred E. Neuman used to observe: What, Me Worry. 

More and more of my colleagues are also embracing semi-retirement. And, they are having the same fresh traction in their careers. 

The takeaway for all of us over-50 may be: Stop taking earning a good living so seriously. 

Meanwhile, those who are out of the game unemployed or underemployed and need a comeback, here, free to download, is my book on how to get, hold, and move on to better work Download Outwitting ageism.

And, for those who are stuckstuckstuck, here is my guide, also free to download, on how to take the ramp out of a comfort zone. 

Get amazing results through out of box communications strategies/content. Complimentary consultation janegenova374@gmail.com. I help, not sell.

Everything Changed - Older Women Seeking Friendship with Other Older Women

It used to be college was the place those close friendships with other women were made. That meme hovered over Mary McCarthy's 1963 best-selling book "The Group." In 1963 I was a freshman, just like those in "The Group," at an all-women's college. 

Then, as more women became careerists, the place for bonding was the corporation, law firm, or hospital. It took a close female friend to clue us into the unwritten code of the workplace culture. At Gulf Oil (which merged with Chevron) my friend, mentor, and inspiration had been Dorothy Brown who managed media.

Eventually, those all-important careers wind down as we age. Some of us retire or semi-retire. Others, as The Wall Street Journal documents, experience reduced mobility and/or earnings.

So, we shift our focus to other parts of our lives. One of them is socializing and we find that as we age there are fewer barriers to female closeness.

The competition for whatever is less. Also, we like ourselves. And that helps us to accept other women as they are. Although single and always self-supporting, I stopped resenting women who were married and not self-supporting. 

The rub, The New York Times details, is that it is more difficult to find female friends when we are older women.

The workplace isn't the center of our lives. That's out as a meeting place.

Many of us have relocated from areas with high costs of living to more affordable regions. We have to adjust to the norms of our new hometown in order to attract friends. That could take two years or more.

In addition, social networks have already formed - and hardened. No "welcome" sign is put out there for us to attempt to enter. This ain't the college dorm.

One solution, reports The New York Times, is to launch our own network. That's exactly what Dale Pollekoff did when she relocated to Los Angeles at 70-something. She formed the group Finding Female Friends Past Fifty. Within two weeks it had 200 members. Currently it has 800.

Pollekoff's network is involved in plenty of social events such as visiting museums. Once at the setting members tend to do their own thing. Therefore there is a sense of belonging but also freedom to be totally the person we have become.

Starting over in forming female friendships may pan out better than returning to the past to revive dormant ones.

In 2014, I learned that hard lesson. I was thrown off my game by aging. After all, I had done a lot of things in life but aging hadn't been one of them. Also, I had uprooted from the pricey life on the East Coast to then low-cost Tucson, Arizona.

Long story short: Reaching back to college acquaintances was a disaster. The world had changed. They had changed. I had changed. Also, I was in a vulnerable state. That's no time to be reaching back or out. Wait until you are in a position of strength.  Here is that saga. Maybe you will learn something you have to learn.

So, what was effective in building friendships among older women in AZ? Here are six tips:

• Go slow. You don't arrive at 50+ and not be wary. Being too eager to enter a woman's life can scare her off. Observe the three time rule: Encounter each other at least that many times before suggesting coffee or a drink.
• Hold the story. No one wants to hear it and it can and will be held against you. Let this be a fresh start in a relationship.
• Keep busy through whatever, including volunteer activities, to artificially create superficial social bonds. That prevents desperate loneliness. Talking about the weather or traffic is better than not talking at all to another human being.
• Start a business, scale an existing business, and/or grab a part-time job or gig assignment. That involvement makes us more socially "marketable" because we remain embedded in capitalism. And, capitalism is the unofficial religion in America. The big breakthrough in friendship came when I grabbed a part-time job in order to learn CRM technology. Other women in the residential complex gravitated toward me. Because I had been hired "at my age" by someone, anyone I was a bit of a celebrity.
• Try out self-help groups. Members tend to be older. 
• Refrain from dishing advice. In Buddhism, the student must knock on the teacher's door three times before guidance is provided. There is absolutely no reason to assume we know how to fix anyone or any problem. And that will go down in the grapevine as our being bossy.
• Keep in touch with the old crowd through Facebook. 

Unfortunately, after I developed a few friendships, my business required that I move to Eastern Ohio, temporarily. Next September, probably I will be returning to AZ. However, I have a hunch I will have to return to Square One. The world changes. They change. I have changed.

Out of the Box Communications = Unexpected Results

Complimentary Consultation janegenova374@gmail.com – I help, not sell.

Instead of Volunteering at Soup Kitchen, Tutor Folks about How Media Really Works

More powerful than governments, business enterprises, and nutty leaders is the media.

So, it's predictable that its own activities will be the big story of 2019. After all, it's heading into so much change.

The story of media could even upstage the saga of the coming global economic slowdown.

In The Wrap, Sharon Waxman reports how digital natives haven't yet found a sustainable model and a way to scale revenues. 

That's been obvious, of course.

Gawker pushed the envelope too far. A jury in Florida pushed back with a $140 million verdict.

Liberal HuffPost, after a strong start, lost traction compared to the conservative Drudge Report.

How long will Vice and Buzzfeed be around?

Meanwhile, establishment media, with a print legacy, has bounced back.

The New York Times got the hang of digital subscriptions and is thriving.

The Atlantic received fresh funding from Steve Jobs' widow.

The New Yorker found a second life with choosing the right juicy topics for investigative reporting. On social, Ronan Farrow put out a call for tips (ronan_farrow@newyorker.com). I sent him two. 

Network television, which was supposed to die, is still around.

Part of the reason why is that we are enjoying the turbulence. In addition to the sexual harassment scandals we wonder what old-line shows such as "Criminal Minds" will be renewed and which new ones like "A Million Little Things" will be allowed to grow an audience.

Also, there is the medium of blogging. Mature, but still packs a bunch. Former Uber engineer Susan Fowler shook up that enterprise with one post.

It was through my three syndicated blogs that I righted wrongs, at least to my satisfaction.

Those ranged from a financial institution which had wasted my time and use of my money to a client who was trying to stiff me.

Also, I got to stand up, toe to toe, to those "good girls" from the days when there were all-women's Catholic colleges barricaded in the woods - here and here. Thanks to that, I took the leap into self-love, which includes self-acceptance. All's well that ends well. In my late 60s I found inner peace. 

Given the media's power, it's the game so many iGens want to play. That's even if the money for the majority isn't up there with first-year associate salary at law firms (nearly $200k). They contact me for advice.

Because of the volatility in the media industry, I recommend their spreading the earnings risk: Develop multiple sources of income.

For example, as side hustles do marketing communications and tutor preparation for the SAT. Here is my article, published on Odwyepr.com, about managing what I call "mutt branding." That is, a diverse professional identity. 

Perhaps the most useful tool we can give the global underdogs, as well as those here in the U.S., is insight about how media works. That could be the greatest gift to mankind since Prometheus passed on the know-how of fire. 

Out of the Box Communications = Unexpected Results

Complimentary Consultation janegenova374@gmail.com – I help, not sell.